Dwelling
Dwelling coverage responds to covered earthquake damage to the home, subject to the selected deductible, limit, policy form, and exclusions.
Personal property and loss of use
Contents and additional living expense can be important when the home is damaged or temporarily uninhabitable. Loss of use can be especially valuable after a major regional event.
Building code upgrade
When repairs must meet current building codes, an upgrade limit can help close the gap between repair cost and covered earthquake damage.