Southern California earthquake insurance

Southern California earthquake insurance pricing depends on county, fault proximity, construction, foundation, retrofit status, and the deductible selected.

Risk area

Why this area changes the conversation

Los Angeles, Orange, Riverside, San Bernardino, San Diego, and Ventura County homes each present different underwriting questions.

Application details

What carriers will want to know

  • Dwelling limit, homeowners carrier, and homeowners expiration date.
  • Construction, foundation, year built, number of stories, and slope or soil concerns.
  • Retrofit completion, verification, bolting, bracing, and masonry components.
  • Requested deductible, contents limit, loss of use limit, and building code upgrade limit.
Independent review

Turn the range into a real market submission

The Best Earthquake Insurance workflow gives a preliminary annual range, then sends the completed application to Bollinsure for broker review. Final pricing requires underwriting and policy terms.